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Why Your Mortgage Term Matters

Why Your Mortgage Term Matters

by Robert Stanfield | Mar 20, 2020 | Blog, Economy, Homeownership, Mortgage

Choosing the mortgage term that’s right for you can be challenging for even the savviest of homebuyers, as terms typically range from six months up to 10 years.    By understanding mortgage terms, you can save the most money and choose the term that’s best suited...
If Your Mortgage Rate is 3% or Higher, Consider a Review

If Your Mortgage Rate is 3% or Higher, Consider a Review

by Robert Stanfield | Mar 13, 2020 | Announcements, Blog, Economy, Homeownership, Mortgage

Concern surrounding coronavirus – COVID-19 – has led to a crash in oil prices and economic uncertainty surrounding capital markets, which has resulted in most Canadian banks significantly reducing both fixed- and variable-rate mortgage rates.     Around the world...
Tips for Buying & Selling a House at the Same Time

Tips for Buying & Selling a House at the Same Time

by Robert Stanfield | Mar 6, 2020 | Blog, Homeownership, Mortgage

This is one of the most popular real estate questions: Should I sell my current home before buying a new one?    And while there is no magic answer, there are many things you can do to mitigate your risks when choosing to buy and sell homes in unison. As with...
Make Sure You’re Getting Sound Mortgage Advice

Make Sure You’re Getting Sound Mortgage Advice

by Robert Stanfield | Feb 21, 2020 | Blog, Homeownership, Mortgage

Mortgages can be complicated. That’s why it’s extremely important to seek expert advice you know you can count on. Buying a home is a significant life stage and it’s easy to get caught up in the excitement – you visualize your family growing up in the house,...
What’s a Vendor Take-Back Mortgage?

What’s a Vendor Take-Back Mortgage?

by Robert Stanfield | Feb 14, 2020 | Blog, Finance, Homeownership, Mortgage

If you’re in the market to buy a home, you know the process isn’t always easy. In recent years, mortgage insurance and qualification changes – implemented by the federal government – have made it increasingly difficult to buy a home for many Canadians, particularly...
The Benefits of Making a Conditional Offer

The Benefits of Making a Conditional Offer

by Robert Stanfield | Feb 7, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

You’ve found the home of your dreams and you’re ready to present your offer to the seller. You know the dollar amount you want to include and you’re hoping it gets accepted but, before you start embracing your new community and dreaming of backyard BBQs, you’ll want...
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