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Debt Consolidation Strategies

Debt Consolidation Strategies

by Robert Stanfield | Feb 26, 2021 | Blog, Finance, Homeownership, Mortgage

In a world that continues to be dominated by a global pandemic, many Canadians are struggling with the reality of layoffs, reduced wages, rising living costs and credit dependency. If you’re feeling overwhelmed with your financial obligations, you may want to consider...
Tips for Setting Your 2021 Budget

Tips for Setting Your 2021 Budget

by Robert Stanfield | Feb 12, 2021 | Blog, Economy, Finance, Homeownership, Mortgage, Productivity

Traditionally, the dawn of a new year brings a sense of optimism and hope. This year, however, the outlook is a bit different. While we were thankful to leave 2020 behind, the uncertainties and instability about what lies ahead still persist. Now’s a perfect time to...
What’s an Alternative Mortgage Lender?

What’s an Alternative Mortgage Lender?

by Robert Stanfield | Jan 15, 2021 | Blog, Finance, Homeownership, Mortgage

It’s always great to have an alternative option, right?! This theory holds true when it comes to your mortgage choices as well – the broader selection your mortgage agent offers, the more likely you’ll be to secure a mortgage that meets your unique needs.   An...
How to Choose the Best Mortgage

How to Choose the Best Mortgage

by Robert Stanfield | Jan 8, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

Selecting a mortgage rate and product that’s right for you is harder than it looks. It involves a lot of research based on your current finances, credit situation and short- and long-term goals, to name just a few important elements. That’s why working with a mortgage...
Don’t Forget Monthly Carrying Costs When Buying a Home

Don’t Forget Monthly Carrying Costs When Buying a Home

by Robert Stanfield | Dec 18, 2020 | Blog, Finance, Homeownership, Mortgage

Ensuring homeownership remains an affordable option stretches well beyond monthly mortgage payments. There are numerous recurring expenses known as ‘carrying costs’ that help you maintain your investment and, therefore, must be factored into your budget to avoid...
How Do I Know How Much I Can Spend on a Home?

How Do I Know How Much I Can Spend on a Home?

by Robert Stanfield | Dec 5, 2020 | Blog, Finance, Homeownership, Mortgage

Determining what you can comfortably afford to spend on a home is important to define well before you head out home shopping. Otherwise, you could waste time looking at homes that stretch you outside your financial comfort zone or, worse yet, are completely beyond...
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