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Preparing for Holiday Spending with a Refinance

Preparing for Holiday Spending with a Refinance

by Robert Stanfield | Nov 12, 2021 | Blog, Finance, Mortgage

Are you feeling anxious about cashflow leading up to the holiday season? If so, you may want to consider refinancing your mortgage to access some home equity as opposed to letting interest build up when you charge your purchases to credit cards or credit lines.  ...
How has COVID Impacted our Home Choices?

How has COVID Impacted our Home Choices?

by Robert Stanfield | Oct 8, 2021 | Blog, Finance, Homeownership, Mortgage

After more than 1.5 years of staring at the same walls and reflecting on our home choices with added time on our hands thanks to multiple lockdowns, Canadians are reassessing our wants and needs. Ultimately, we’re looking for more space – both indoors and out.  ...
What’s a Mortgage Foreclosure?

What’s a Mortgage Foreclosure?

by Robert Stanfield | Aug 20, 2021 | Blog, Finance, Homeownership, Mortgage

As a homeowner, if you’re unable to make regular mortgage payments, the loan will ultimately fall into a state of default, forcing you to forfeit all rights to the property. This is called foreclosure.    Foreclosure is a lengthy and costly process that should be...
Selling Your Home? Be Sure to Plan for Real Estate Commission

Selling Your Home? Be Sure to Plan for Real Estate Commission

by Robert Stanfield | Jul 23, 2021 | Blog, Economy, Finance, Mortgage

When selling your home, it’s important to include real estate commission in your budget because it’s a significant fee in the selling process that will impact your overall profits.    Realtors are well worth their commission as they help sellers get the right...
Steps to Refinancing Your Mortgage

Steps to Refinancing Your Mortgage

by Robert Stanfield | Jun 18, 2021 | Announcements, Finance, Homeownership, Mortgage

As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments.    In simple terms, a mortgage refinance involves breaking your current loan agreement...
Mortgage Preapproval doesn’t Guarantee Final Approval

Mortgage Preapproval doesn’t Guarantee Final Approval

by Robert Stanfield | May 21, 2021 | Announcements, Blog, Finance, Homeownership, Mortgage

In today’s unconventional housing market, where inventory is low, competition is fierce and bidding wars are common, obtaining a mortgage preapproval has never been more important. In the face of multiple offers and fast-paced decisions, having a preapproval in hand...
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Recent Posts

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