by Robert Stanfield | Jan 24, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
In 2017, the federal government announced a set of strict mortgage qualification rules including the much-talked about, and often-debated, stress test. Implemented for federally regulated lenders, the stress test was created to help alleviate overheating housing...
by Robert Stanfield | Jan 17, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
No one enters into a marriage thinking that one day the relationship may end. Unfortunately, the startling statistic is that 38% of all marriages in Canada end in divorce. Getting married and buying a home are two of life’s most significant milestones, so the...
by Robert Stanfield | Jan 10, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
Buying a home is one of the largest financial investments of your lifetime. And while owning real estate brings with it a sense of stability, achievement and a dream come true, it’s not without a certain element of risk. Mortgage fraud is a growing problem in...
by Robert Stanfield | Dec 20, 2019 | Blog, Economy, Homeownership, Mortgage
The banks work really hard at trying to convince mortgage borrowers that their mobile mortgage specialists can provide the same products and services offered by licensed mortgage agents. Truthfully, the two offerings are worlds apart. The number one difference...
by Robert Stanfield | Dec 13, 2019 | Blog, Economy, Homeownership
In real estate lingo, ‘title’ refers to the rightful ownership of a property, such as a home. And while owning a home is generally viewed as a sound investment, it doesn’t come without inherent risks. Much like you opt for medical insurance for yourself or...
by Robert Stanfield | Nov 29, 2019 | Blog, Economy, Homeownership, Mortgage
The decision to become a homeowner represents a significant milestone. It’s, therefore, extremely important to consider all your options when it comes to the different types of available homes to ensure you find the right one that fulfills as many of your personal and...
