by Robert Stanfield | Feb 28, 2020 | Blog
It’s no secret that homebuying in Canada has become increasingly challenging, particularly for first-time homebuyers. House prices have outpaced income, and those who have had their heart set on a single-family, detached home, are often discovering it isn’t...
by Robert Stanfield | Feb 21, 2020 | Blog, Homeownership, Mortgage
Mortgages can be complicated. That’s why it’s extremely important to seek expert advice you know you can count on. Buying a home is a significant life stage and it’s easy to get caught up in the excitement – you visualize your family growing up in the house,...
by Robert Stanfield | Feb 14, 2020 | Blog, Finance, Homeownership, Mortgage
If you’re in the market to buy a home, you know the process isn’t always easy. In recent years, mortgage insurance and qualification changes – implemented by the federal government – have made it increasingly difficult to buy a home for many Canadians, particularly...
by Robert Stanfield | Feb 7, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
You’ve found the home of your dreams and you’re ready to present your offer to the seller. You know the dollar amount you want to include and you’re hoping it gets accepted but, before you start embracing your new community and dreaming of backyard BBQs, you’ll want...
by Robert Stanfield | Jan 24, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
In 2017, the federal government announced a set of strict mortgage qualification rules including the much-talked about, and often-debated, stress test. Implemented for federally regulated lenders, the stress test was created to help alleviate overheating housing...
